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Risk

Commercial Lending Credit Risk Oversight Lead Manager

Job ID: 010492

Location: Leeds, UK, LS1 8EQ

Job type: Permanent - Full Time

Salary: Up to 98,000 depending on experience

Apply now

Commercial Credit Risk Oversight Lead Manager

We're looking for a Commercial Credit Risk Oversight Lead Manager to join our Prudential Risk team. This is an exciting opportunity to play a key role’ in shaping the Society's approach to Commercial Lending Credit Risk, providing independent oversight, insight and challenge across one of our most important risk areas.

Working within our Second Line of Defence, you'll have significant exposure to senior stakeholders across the organisation, partnering with Directors, Chiefs and Senior Leaders to influence decisions, provide constructive challenge and help shape the future direction of Commercial Lending Credit Risk. This is a highly visible role that offers the opportunity to contribute strategically while maintaining a hands-on focus on risk oversight and assurance.

About the Role

  • Leading the annual planning and delivery of the Commercial Credit Risk Oversight strategy and plan.

  • Setting the strategic direction for the Commercial Lending Quality Assurance function, ensuring oversight activities remain focused on the areas of greatest risk and value.

  • Attending and contributing to the Commercial Lending Credit Risk Committee, providing independent insight, challenge and recommendations to support effective decision making.

  • Building strong relationships with senior stakeholders across the business, influencing decisions and helping ensure Commercial Lending risks are understood, appropriately managed and aligned to risk appetite.

  • Sharing knowledge and expertise across the organisation, supporting the development of colleagues through coaching and technical guidance.

About You

To be successful in this role we need the successful person to have:

  • Significant experience within Commercial Lending Credit Risk, whether gained in a first or second line risk environment.

  • The ability to build trusted relationships and influence senior stakeholders, including Directors and Chiefs.

  • Strong communication skills, with the ability to translate complex risk issues into clear and impactful messages.

  • Experience of providing independent challenge, helping organisations make informed and balanced risk decisions.

About Our Benefits

Everyone’s different. That’s why we offer a wide range of benefits and rewards that we think you’ll love – whatever’s important to you, and whatever stage of life you’re at. Such as…

  • Our pension scheme (where you can get up to 11% from us)

  • On target bonus of 7% (with the opportunity to earn up to a maximum 15%)

  • Access to brilliant health benefits

  • Life assurance at 6 times your salary

  • 25 days’ holiday (and the option to buy more)

  • Cycle to work or an interest-free loan for an annual ticket

  • Wellbeing resources and tools

  • Retail and Leisure discounts

Find out more about what we offer

Learning & Development

Everyone can build a career path they love here. And that’s because we offer a wide range of programmes, opportunities and more to help you learn, grow, and develop – and reach your full potential.

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These include...

  • Personal Growth Toolkits - a range of materials that help you discover your strengths, identify your goals, and your next steps.
  • Secondment and Stretch opportunities – helping you gain experience in different areas of our business and new ways of working.
  • Learning Champion Network – opportunities to work outside of your immediate area and build new skills.
  • Apprenticeships and Professional Qualifications – a range of brilliant apprenticeships and programmes available to everyone.
  • REACH Diverse Leadership Programme – helping our Black, Asian and Ethnically Diverse leaders progress into senior leadership roles.
Learn about developing your career here

Our ways of working and flexibility

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We know there’s no single right way of working that fits everyone. That’s why we’re not trying to find one. Instead, we’re doing everything we can to make sure that when we’re working flexibly, together and apart, we’re working at our best. We help our colleagues get the most out of work, and take care of themselves, wherever they’re working.

We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it’s finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you. We’re happy to talk flexible working and you can reach out to us anytime during the recruitment process to discuss this.

Find out more about our Ways of Working

Our Colleague Networks & Groups

Our Vision is to be a leading organisation that embraces diversity, champions equity, and creates an inclusive environment where all individuals regardless of their background or identity feel valued, empowered and supported.

Our Colleague Networks and Groups are designed to amplify the voices of diverse groups and provide a structured route to effect real change. They provide a safe space and use colleague feedback to support the progression of our DEI Strategy. Our eight networks and groups are:

Proud Network icon
Ethnicity Network icon
Parent and Carers' Network icon
Women's Network icon
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Hear from our people

Opportunities are there for the taking if you want them and are willing to work for them.

Bethany

Digital Product Owner, Leeds

Our commitments to Community and Charity

Ever since we started back in 1864, we’ve had a clear purpose – to do some good in our communities through helping people keep their savings safe. And helping everyone have a place to call home. Today, that purpose is still a huge part of who we are. And every one of our colleagues helps that happen.

We’re committed to volunteering our time, resources, skills and knowledge – more than 50% of colleagues contribute to thousands of volunteer hours every year. And our Charitable Foundation has now donated over £9 million to charities and good causes across the country.

Learn about developing your career here

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Commercial Lending Credit Risk Oversight Lead Manager

Apply now