Risk
Credit Risk Manager
Job ID: 010085
Location: Leeds, UK, LS1 8EQ
Job type: Permanent - Full Time
Salary: Up to £70,000 Per Annum (depending on experience)
Apply now
Credit Risk Model Execution and Insight Manager
We have an exciting opportunity for a Manager to join our Credit Risk team here at YBS
About the role
The Credit Risk Model Execution & Insight team play a key role in the way financial sustainability and credit risk is managed within the Society. YBS is about to begin an exciting new programme, developing an Internal Ratings Based approach to calculating capital for the Society - this delivery is critical to the purpose and growth ambitions of YBS so there couldn’t be a better time to join!
You will play a key role in making sure the Society is ready for it’s IRB application - making sure that IRB models are fundamental to the way YBS manages risk; and managing the delivery of the Use and Experience test activity critical components of any IRB application.
While you’ll have no direct reports, this is a highly visible role within the team, and you’ll be expected to share your SME knowledge and support others with their development and help create a high performing team.
We work on a hybrid basis, with a degree of travel to the office. We are also happy to discuss flexible working arrangements.
About you
First and foremost, you’ll be an experienced risk professional, with experience working with an established or aspiring IRB firm. This’ll be coupled with;
- Detailed understanding of IRB requirements and the application process, IFRS 9 and Stress Testing/ICAAP exercises.
- An understanding of the requirements relating to the IRB Use and Experience test, and the modules of an IRB application.
- A track record of delivering for change programmes and Stress Testing exercises.
- A good awareness of the Financial Services industry and associated regulatory landscapes.
- Ability to influence and organise competing priorities across the team and key stakeholders.
About Our Benefits
Everyone’s different. That’s why we offer a wide range of benefits and rewards that we think you’ll love – whatever’s important to you, and whatever stage of life you’re at. Such as…
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Our pension scheme (where you can get up to 11% from us)
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On target bonus of 7% (with the opportunity to earn up to a maximum 15%)
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Access to brilliant health benefits
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Life assurance at 6 times your salary
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25 days’ holiday (and the option to buy more)
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Cycle to work or an interest-free loan for an annual ticket
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Wellbeing resources and tools
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Retail and Leisure discounts
Learning & Development
Everyone can build a career path they love here. And that’s because we offer a wide range of programmes, opportunities and more to help you learn, grow, and develop – and reach your full potential.
These include...
- Personal Growth Toolkits - a range of materials that help you discover your strengths, identify your goals, and your next steps.
- Secondment and Stretch opportunities – helping you gain experience in different areas of our business and new ways of working.
- Learning Champion Network – opportunities to work outside of your immediate area and build new skills.
- Apprenticeships and Professional Qualifications – a range of brilliant apprenticeships and programmes available to everyone.
- REACH Diverse Leadership Programme – helping our Black, Asian and Ethnically Diverse leaders progress into senior leadership roles.
Our ways of working and flexibility
We know there’s no single right way of working that fits everyone. That’s why we’re not trying to find one. Instead, we’re doing everything we can to make sure that when we’re working flexibly, together and apart, we’re working at our best. We help our colleagues get the most out of work, and take care of themselves, wherever they’re working.
We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it’s finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you. We’re happy to talk flexible working and you can reach out to us anytime during the recruitment process to discuss this.
Find out more about our Ways of WorkingOur Colleague Networks & Groups
Our Vision is to be a leading organisation that embraces diversity, champions equity, and creates an inclusive environment where all individuals regardless of their background or identity feel valued, empowered and supported.
Our Colleague Networks and Groups are designed to amplify the voices of diverse groups and provide a structured route to effect real change. They provide a safe space and use colleague feedback to support the progression of our DEI Strategy. Our eight networks and groups are:
Hear from our people
Our commitments to Community and Charity
Ever since we started back in 1864, we’ve had a clear purpose – to do some good in our communities through helping people keep their savings safe. And helping everyone have a place to call home. Today, that purpose is still a huge part of who we are. And every one of our colleagues helps that happen.
We’re committed to volunteering our time, resources, skills and knowledge – more than 50% of colleagues contribute to thousands of volunteer hours every year. And our Charitable Foundation has now donated over £9 million to charities and good causes across the country.
Learn about developing your career hereSimilar Roles
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Senior Analyst- Credit Risk Modelling
Job ID: 010083
Location: Leeds, UK, LS1 8EQ
Job type: Permanent - Full Time
Salary: Up to £55,000 (dependant on experience) + Bonus & Benefits
Apply now -
Credit Risk Modelling Technical Lead Manager
Job ID: 010092
Location: Leeds, UK, LS1 8EQ
Job type: Permanent - Full Time
Salary: Up to £88,000 depending on experience + Bonus & Benefits
Apply now