Finance,Risk,Data & MI
Credit Risk Modelling Analyst
Job ID: 009259
Location: Leeds, UK, LS1 8EQ
Job type: Permanent - Full Time
Salary: Circa £36,000 (depending on experience) + Bonus & Benefits
Apply now
Want to explore credit risk modelling and develop your analytical skills?
As an Analyst with us you’ll be working on some exciting and stretching analytical work and given the opportunities to develop yourself and your career.
About the role
As part of a high-performing team, you’ll see the direct impact of your work. You’ll take responsibility of the ongoing development, management, and testing of key models and scorecards used across the Groupplaying a vital role in shaping how we operate as a society.
Alongside this, you will produce key MI and reports that support compliance with our regulatory and internal guidance.
The role will focus on Capital and Credit risk models and scorecards, so you’ll be working on things like the IRB rating system, IFRS9 Model Framework and credit risk models and scorecards.
About you
You’ll bring good analytical skills, developed through your education or professional experience, and have a natural curiosity that drives you to explore and uncover insights through data. In addition, you will have:
- SAS, R or Python coding knowledge.
- Ability to present findings and insights to the team and key stakeholders.
- MS Excel skills.
- Continuous improvement mindset, therefore committed to finding ways to improve yourself and YBS.
You don’t need to be a financial services expertsome knowledge helpsbut we’re really looking for an analyst who is eager to learn and grow.
Our Head Office teams are known as Enabling Functions. They're open, innovative, collaborative and always focused on doing what’s right.
And they’re here to support our colleagues by providing a range of high quality, head office services, including risk, HR, finance and marketing. Whatever team you join, you’ll discover that it’s a welcoming, supportive and inclusive place to be, with all the flexibility you need to make work a rewarding part of your life.
About Our Benefits
Everyone’s different. That’s why we offer a wide range of benefits and rewards that we think you’ll love – whatever’s important to you, and whatever stage of life you’re at. Such as...
-
Our pension scheme (where you can get up to 11% from us)
-
On target bonus of 7% (with the opportunity to earn up to a maximum 15%)
-
Access to brilliant health benefits
-
Life assurance at 6 times your salary
-
25 days’ holiday (and the option to buy more)
-
Cycle to work or an interest-free loan for an annual ticket
-
Wellbeing resources and tools
-
Retail and Leisure discounts
Learning & Development
Everyone can build a career path they love here. And that’s because we offer a wide range of programmes, opportunities and more to help you learn, grow, and develop – and reach your full potential.

These include...
- Personal Growth Toolkits - a range of materials that help you discover your strengths, identify your goals, and your next steps.
- Secondment and Stretch opportunities – helping you gain experience in different areas of our business and new ways of working.
- Learning Champion Network – opportunities to work outside of your immediate area and build new skills.
- Apprenticeships and Professional Qualifications – a range of brilliant apprenticeships and programmes available to everyone.
- REACH Diverse Leadership Programme – helping our Black, Asian and Ethnically Diverse leaders progress into senior leadership roles.
Diversity, Equity & Inclusion
You’ll find people from all walks of life here, with different cultures, beliefs, ages, outlooks and more. And we’re proud of our differences. So we’re dedicated to creating a workplace where everyone feels welcome, supported, and empowered to be their whole self at work.
Our five Colleague Networks play an important role in helping that happen – and have a real impact on our everyday working life here. Each is closely linked to our Inclusion and Diversity committee, and sponsored by a member of our Senior Leadership Team.





And we also have other colleague groups, such as ManKind and Family Foundations, where colleagues can connect, and start conversations that can be taken into the Networks.
Community and Charity
Ever since we started back in 1864, we’ve had a clear purpose – to do some good in our communities through helping people keep their savings safe. And helping everyone have a place to call home. Today, that purpose is still a huge part of who we are. And every one of our colleagues helps that happen.
We’re committed to volunteering our time, resources, skills and knowledge – more than 50% of colleagues contribute to thousands of volunteer hours every year. And our Charitable Foundation has now donated over £9 million to charities and good causes across the country.
Our ways of working and flexibility

We know there’s no single right way of working that fits everyone. That’s why we’re not trying to find one. Instead, we’re doing everything we can to make sure that when we’re working flexibly, together and apart, we’re working at our best. We help our colleagues get the most out of work, and take care of themselves, wherever they’re working.
We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it’s finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you. We’re happy to talk flexible working and you can reach out to us anytime during the recruitment process to discuss this.
Find out more about our Ways of WorkingMeet the Recruiter(s)

Olivia Lambert
Resourcing & Inclusion Specialist
Connect with Olivia LambertI recruit for the following business areas: Commercial (excluding digital channels), Internal Audit, People & Risk
I joined the Society in 2017, and throughout that time I have worked in several departments, learning and growing along the way. However, it wasn't until April 2022 that I finally discovered my passion, which is recruitment.
In my current role with the Resourcing & Inclusion team, I’ve had the opportunity to collaborate with many amazing teams across the business. I absolutely love helping hiring managers find their perfect candidates, and it's equally rewarding to assist candidates in landing their dream jobs.
Similar Roles
-
Sorry, no similar jobs found local to this role.